MP.AIGOV.1015 Spending policy cap should not be overridden by a more permissive overlapping policy
[!NOTE] Validated 2026-11-09 against a real Microsoft 365 test tenant (F7-licensed), via an actual
Invoke-Maesterrun of this revised (most-permissive-policy-wins) version. The run correctly Passed (true negative): across 8 enabled spending policies and 8 audiences checked, no audience's per-user cap was overridden by a more permissive overlapping policy. This is a well-formed negative, not evidence the overlap condition can't occur — a tenant that assigns a group to two policies with different per-user limits would be flagged.
When more than one spending policy applies to a person, the most permissive one is enforced: the higher limit applies, and limits from overlapping policies aren't added together. A lower per-user cap in an overlapping policy therefore does nothing for the people it overlaps with.
This test reads every enabled spending policy. For each group in an enabled group-scoped policy, plus the "All users" audience of any enabled all-users policy, it lists every policy that applies, works out the effective per-user limit (Unlimited beats any cap; otherwise the highest cap wins) and reports:
| Severity | Condition |
|---|---|
| High | A policy's per-user cap is overridden by a policy with an unlimited per-user limit. |
| Medium | A policy's per-user cap is overridden by a policy with a higher per-user cap. |
| Low | Redundant overlap (two or more group-scoped policies with the same limit), or limits that can't be compared (missing, unreadable, or in different units). |
A group-scoped policy that is more permissive than an all-users base policy is the normal tiering pattern (for example, everyone gets 100 credits and a pilot group gets 1,000) and is not reported.
Resource-scoped spending policies (Specific resource / Resource collection) aren't exposed by Graph yet, so overlaps between a resource policy and an identity policy aren't evaluated. Resource policies take precedence over identity policies for the agents and environments they cover; review them manually in the Microsoft 365 admin center.
Remediation action
For each finding, decide which limit should apply to that audience. Then either remove the group from the more permissive policy, lower that policy's per-user limit, or delete the policy whose cap has no effect. Avoid combining an unlimited all-users policy with capped group policies: the caps won't apply.
Related links
%TestResult%